At Lazuloriva, we believe in being upfront about how we collect and
use data when you visit lazuloriva.com. This policy explains what
tracking technologies we use, why we use them, and how you can manage
your preferences. We're not interested in hiding behind legal
jargon—just honest information about how our site works.
What Are Cookies Anyway?
Cookies are small text files that websites store on your device.
Think of them like bookmarks that help the site remember you. When
you visit lazuloriva.com, these files help us recognize your browser and
remember your preferences—things like whether you're logged in or
what language you prefer.
They're not programs and can't carry viruses. They just sit there
storing bits of information. Some last for a single browsing session,
others stick around longer.
Types of Tracking We Use
Essential Cookies
These keep the site running. Without them, you wouldn't be
able to log in, navigate between pages securely, or access your
budget monitoring dashboard. We can't turn these off because the
site would break.
Functional Cookies
These remember your choices—like your preferred currency view
or notification settings. They make your experience smoother by
saving you from re-entering the same information every visit.
Analytics Cookies
We use these to understand how people use our budget
monitoring tools. Which features get ignored? Where do people get
stuck? This helps us figure out what to improve. The data is
aggregated, so we're looking at patterns, not individuals.
Marketing Cookies
These track your activity across sites to show you relevant
content. If you've visited our learning program page, you might
see related content elsewhere. We work with advertising partners
who also use these cookies.
How We Actually Use This Data
Let's be specific about what happens with the information we
collect:
When you log into your budget dashboard, essential cookies
verify your session and keep you logged in as you move between
pages
Your currency preference gets saved so you don't have to
change it from AUD to USD every single time you visit
We track which budget monitoring features are most used to
prioritize development resources
Analytics help us spot technical issues—like if a particular
browser version is causing problems with our charts
Marketing cookies let us show you educational content about
financial planning if you've shown interest in our learning
program
We measure how effective our educational resources are by
seeing which articles actually get read versus which get clicked
and abandoned
We don't sell your personal data to third parties. However, we do
work with service providers (like analytics platforms) who process
data on our behalf under strict agreements.
Control Your Cookie Preferences
Current Status: Cookies Accepted
Note: Essential cookies required for site
functionality cannot be disabled. These include authentication,
security, and basic navigation features. You'll still be able to
use lazuloriva.com, but some convenience features won't work without
functional cookies.
Managing Cookies Through Your Browser
You have full control. Every major browser lets you block or
delete cookies. Here's where to find those settings:
Browser
How to Access Cookie Settings
Chrome
Settings → Privacy and Security → Cookies and other site
data
Firefox
Settings → Privacy & Security → Cookies and Site Data
Safari
Preferences → Privacy → Manage Website Data
Edge
Settings → Cookies and site permissions → Cookies and site
data
Be aware that blocking all cookies will affect how you experience
most websites, not just ours. Some features simply won't work.
How Long We Keep This Data
Different cookies have different lifespans. Session cookies
disappear when you close your browser. Others might last 30 days, a
year, or even longer depending on their purpose.
Authentication cookies typically last 30 days unless you log
out
Preference cookies might stick around for up to a year
Analytics cookies usually expire after two years
Marketing cookies vary by partner but generally last between
90 days and two years
You can clear cookies whenever you want through your browser
settings. Just know that this will also clear your saved preferences
and you'll need to log in again.
Third-Party Cookies
Some cookies on lazuloriva.com come from external services we use. For
instance, if we embed a video about budget management, that video
player might set its own cookies. We've chosen our partners
carefully, but we don't control their cookies directly.
Our current third-party services include analytics providers and
educational content platforms. Each has their own privacy policy that
governs how they handle data.
Your Rights Under Australian Privacy Law
As an Australian-based service, we comply with the Privacy Act
1988. You have the right to access your personal information, request
corrections, and lodge complaints if you believe we've mishandled
your data.
For cookie-related data specifically, you can request deletion at
any time. Keep in mind that this might mean you'll need to re-enter
preferences and log in again.
Changes to This Policy
We update this policy when we change how we use cookies or when
regulations change. The "Last Updated" date at the top tells you when
we last made changes. Significant updates will be announced through
our site or via email if you have an account with us.
We won't reduce your rights under this policy without your
explicit consent.
Questions About Our Cookie Use?
If something here doesn't make sense or you want more details
about specific cookies, get in touch. We're happy to explain.
Address: 148 Marius St, Tamworth NSW 2340,
Australia
We Value Your Privacy
This website uses cookies to help us
understand how visitors interact with our content and improve your
browsing experience. We respect your choices—you can accept or
decline cookies based on your preference. Read our detailed cookie policy
to learn more about what we collect and why.