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Cookie Policy

Last Updated: January 2025

At Lazuloriva, we believe in being upfront about how we collect and use data when you visit lazuloriva.com. This policy explains what tracking technologies we use, why we use them, and how you can manage your preferences. We're not interested in hiding behind legal jargon—just honest information about how our site works.

What Are Cookies Anyway?

Cookies are small text files that websites store on your device. Think of them like bookmarks that help the site remember you. When you visit lazuloriva.com, these files help us recognize your browser and remember your preferences—things like whether you're logged in or what language you prefer.

They're not programs and can't carry viruses. They just sit there storing bits of information. Some last for a single browsing session, others stick around longer.

Types of Tracking We Use

Essential Cookies

These keep the site running. Without them, you wouldn't be able to log in, navigate between pages securely, or access your budget monitoring dashboard. We can't turn these off because the site would break.

Functional Cookies

These remember your choices—like your preferred currency view or notification settings. They make your experience smoother by saving you from re-entering the same information every visit.

Analytics Cookies

We use these to understand how people use our budget monitoring tools. Which features get ignored? Where do people get stuck? This helps us figure out what to improve. The data is aggregated, so we're looking at patterns, not individuals.

Marketing Cookies

These track your activity across sites to show you relevant content. If you've visited our learning program page, you might see related content elsewhere. We work with advertising partners who also use these cookies.

How We Actually Use This Data

Let's be specific about what happens with the information we collect:

  • When you log into your budget dashboard, essential cookies verify your session and keep you logged in as you move between pages
  • Your currency preference gets saved so you don't have to change it from AUD to USD every single time you visit
  • We track which budget monitoring features are most used to prioritize development resources
  • Analytics help us spot technical issues—like if a particular browser version is causing problems with our charts
  • Marketing cookies let us show you educational content about financial planning if you've shown interest in our learning program
  • We measure how effective our educational resources are by seeing which articles actually get read versus which get clicked and abandoned

We don't sell your personal data to third parties. However, we do work with service providers (like analytics platforms) who process data on our behalf under strict agreements.

Control Your Cookie Preferences

Current Status: Cookies Accepted

Note: Essential cookies required for site functionality cannot be disabled. These include authentication, security, and basic navigation features. You'll still be able to use lazuloriva.com, but some convenience features won't work without functional cookies.

Managing Cookies Through Your Browser

You have full control. Every major browser lets you block or delete cookies. Here's where to find those settings:

Browser How to Access Cookie Settings
Chrome Settings → Privacy and Security → Cookies and other site data
Firefox Settings → Privacy & Security → Cookies and Site Data
Safari Preferences → Privacy → Manage Website Data
Edge Settings → Cookies and site permissions → Cookies and site data

Be aware that blocking all cookies will affect how you experience most websites, not just ours. Some features simply won't work.

How Long We Keep This Data

Different cookies have different lifespans. Session cookies disappear when you close your browser. Others might last 30 days, a year, or even longer depending on their purpose.

  • Authentication cookies typically last 30 days unless you log out
  • Preference cookies might stick around for up to a year
  • Analytics cookies usually expire after two years
  • Marketing cookies vary by partner but generally last between 90 days and two years

You can clear cookies whenever you want through your browser settings. Just know that this will also clear your saved preferences and you'll need to log in again.

Third-Party Cookies

Some cookies on lazuloriva.com come from external services we use. For instance, if we embed a video about budget management, that video player might set its own cookies. We've chosen our partners carefully, but we don't control their cookies directly.

Our current third-party services include analytics providers and educational content platforms. Each has their own privacy policy that governs how they handle data.

Your Rights Under Australian Privacy Law

As an Australian-based service, we comply with the Privacy Act 1988. You have the right to access your personal information, request corrections, and lodge complaints if you believe we've mishandled your data.

For cookie-related data specifically, you can request deletion at any time. Keep in mind that this might mean you'll need to re-enter preferences and log in again.

Changes to This Policy

We update this policy when we change how we use cookies or when regulations change. The "Last Updated" date at the top tells you when we last made changes. Significant updates will be announced through our site or via email if you have an account with us.

We won't reduce your rights under this policy without your explicit consent.

Questions About Our Cookie Use?

If something here doesn't make sense or you want more details about specific cookies, get in touch. We're happy to explain.

Email: contact@lazuloriva.com

Phone: +61 404 034 209

Address: 148 Marius St, Tamworth NSW 2340, Australia

Lazuloriva Logo Lazuloriva

We provide financial education focused on practical budget monitoring skills. Based in Tamworth, NSW, we help people understand their spending patterns and build sustainable money management habits.

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Contact Information

Address:
148 Marius St
Tamworth NSW 2340
Australia
Phone:
+61 404 034 209
Email:
contact@lazuloriva.com

© 2025 Lazuloriva. All rights reserved.

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